Privacy Policy

1. Introduction

At ZapPay, we take your privacy seriously. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our virtual card payment services. Please read this policy carefully to understand our practices regarding your personal data and how we will treat it.

2. Information We Collect

We collect information that you provide directly to us, including:

• Personal identification information (name, email address, phone number)
• Business information (company name, business address, tax identification numbers)
• Financial information (bank account details, payment card information)
• Transaction data (purchase history, card usage patterns)
• Technical data (IP address, browser type, device information)

3. How We Use Your Information

We use the information we collect for various purposes, including:

• Providing and maintaining our virtual card services
• Processing transactions and managing your account
• Communicating with you about your account and our services
• Detecting and preventing fraud and unauthorized access
• Complying with legal and regulatory requirements
• Improving our services and developing new features

4. Information Sharing

We may share your information with third parties in the following circumstances:

• With payment processors and financial institutions to facilitate transactions
• With service providers who assist us in operating our platform
• With law enforcement or regulatory authorities when required by law
• In connection with a merger, acquisition, or sale of assets

5. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include encryption, secure servers, and regular security assessments. However, no method of transmission over the Internet is completely secure, and we cannot guarantee absolute security.

6. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. When we no longer need your information, we will securely delete or anonymize it.

7. Your Rights

Depending on your location, you may have certain rights regarding your personal data:

• The right to access your personal information
• The right to correct inaccurate or incomplete data
• The right to delete your personal information
• The right to object to or restrict processing
• The right to data portability
• The right to withdraw consent

8. Cookies and Tracking

We use cookies and similar tracking technologies to collect information about your browsing activities. You can manage your cookie preferences through your browser settings. For more information, please refer to our Cookie Policy.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any significant changes by posting the new policy on this page and updating the "Last updated" date. We encourage you to review this policy periodically.

10. Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us at: